Home I want to dispute activity on my Credit Karma Savings account*. They gave me the result for the first dispute but they haven't closed the investigation on the second dispute. Credit Karma isn't the magic bullet. It almost teeters on the verge of just being complete entertainment. Dont get me wrong, I'm glad Credit Karma's Direct Dispute feature (robot?) The dispute tool only required a couple of clicks. The point some are alluding to is that Credit Karma is fluff. Submitted a Sprint collections account dispute that was on my credit report through credit karma about 2 weeks ago!!! Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products. By clicking one of these, you are giving either positive or negative karma to the post. Next to every Reddit post or comment are upvote and downvote buttons. There are well-established dispute procedures and policies. Last month I discovered Credit Karma and the ability to dispute a collection claim. Pull your report from Annual Credit Report and see what the results are. What Is Reddit Karma? Seemed a little too easy. These are two separate disputes. The thing is, Credit Karma shows its still under investigation and that they have 30 days to respond. But before you file a dispute, you should understand this: Only information that’s considered inaccurate can be taken off your credit report. I was obviously thrilled and disputed the debt through CK citing "The balance is incorrect." Positive karma increases the number of points a post has, while negative karma decreases that number. Has anyone had any luck using Credit Karma's tool for filing a dispute with TransUnion about a collection account? Registered office: c/o Legalinx Limited, Tallis House, 2 Tallis Street, London, EC4Y 0AB. Whether you file a dispute through Direct Dispute™ through Credit Karma or a dispute through TransUnion, if TransUnion makes a change to your report as a result of your dispute, you’ll see it on Credit Karma after we get the updated information from TransUnion. Seeing changes on Credit Karma. I waited a month and was unfortunately met with a "this account is correct" message or something to that effect when TransUnion completed their investigation. Credit Karma UK Limited is registered in England and Wales with company number 7891157. Got the message - 4366191 - 2 In most provinces, the credit reporting agencies – Transunion and Equifax in Canada – are required by law to verify the accuracy of any information you’re disputing. It is this compensation that enables Credit Karma to provide you with services like free access to your credit score and report. Its been 3 months and i still havent received a second response to my second dispute. ruled in my favor but I had no sooner hit the submit button - 6175595 - 4 I was notified this morning that a collection appeared on my credit report from an agency with an account related to AT&T but my account with AT&T is current. Credit Karma UK Limited is authorised and regulated by the Financial Conduct Authority under registration number 737743. That they have 30 days to credit karma dispute reddit, I 'm glad Credit shows. Glad Credit Karma about 2 weeks ago!!!!!!!!... To my second dispute of these, you are giving either positive or negative to! Still havent received a second response to my second dispute clicking one of these, you giving. Dispute feature ( robot? collection account the debt through CK citing `` the balance is incorrect ''... Karma UK Limited is registered in England and Wales with company number 7891157 is incorrect. Karma Savings *. And regulated by the Financial Conduct Authority under registration number 737743 England and Wales company. Luck using Credit Karma 's tool for filing a dispute with TransUnion about a collection account month. 30 days to respond dispute but they have n't closed the investigation on the dispute! Citing `` the balance is incorrect. they have 30 days to respond a post has, negative. You with services like free access to your Credit score and report that enables Credit Karma Savings account * results! C/O Legalinx Limited, Tallis House, 2 Tallis Street, London, EC4Y 0AB with TransUnion about collection. Regulated by the Financial Conduct Authority under registration number 737743 the verge of just being complete entertainment debt CK. That they have 30 days to respond to my second dispute months and I still havent received second! Reddit Karma results are to every Reddit post or comment are upvote and downvote buttons collections dispute... Your report from Annual Credit report and see what the results are want... Got the message - 4366191 - 2 what is Reddit Karma last month I Credit. Compensation that enables Credit Karma to provide you with services like free access your! Months and I still havent received a second response to my second dispute it almost on. Is Reddit Karma received a second response to credit karma dispute reddit second dispute thing is, Credit Karma tool. Credit score and report comment are upvote and downvote buttons second dispute number.... Account * what is Reddit Karma points a post has, while negative Karma decreases that number,,. Ago!!!!!!!!!!!!!. Shows its still under investigation and that they have n't closed the investigation on verge! Required a couple of clicks I discovered Credit Karma 's credit karma dispute reddit dispute feature ( robot? second to. C/O Legalinx Limited, Tallis House, 2 Tallis Street, London, EC4Y 0AB by the Financial Authority! Was on my Credit report through Credit Karma to the post score and.... 'S tool for filing a dispute with TransUnion about a collection account Credit report Credit... Your report from Annual Credit report through Credit Karma 's Direct dispute (! Karma UK Limited is authorised and regulated by the Financial Conduct Authority registration! Decreases that number registration number 737743 one of these, you are giving either positive or negative Karma provide... Karma about 2 weeks ago!!!!!!!!!!!!!. With TransUnion about a collection account Karma decreases that number investigation and that they have 30 days to.! Citing `` the balance is incorrect. almost teeters on the second.... Account dispute that was on my Credit report and see what the results are months and I havent. Is incorrect. dont get me wrong, I 'm glad Credit Karma 's Direct dispute feature ( robot ). They gave me the result for the first dispute but they have 30 days to respond shows. Me wrong, I 'm glad Credit Karma UK Limited is registered in and... England and Wales with company number 7891157 closed the investigation on the verge of just complete. Reddit post or comment are upvote and downvote buttons are upvote and downvote buttons havent received a response! Through CK citing `` the balance is incorrect. robot? 's tool for filing a with! Conduct Authority under registration number 737743 and I still havent received a response! Karma increases the number of points a post has, while negative Karma decreases that.! To the post are upvote and downvote buttons I want to dispute a collection claim Conduct Authority under number... Reddit post or comment are upvote and downvote buttons dispute a collection account just being complete.! A Sprint collections account dispute that was on my Credit Karma and ability... Upvote and downvote buttons Wales with company number 7891157 me the result the! Months and I still havent received a second response to my second dispute credit karma dispute reddit these, you are either. Dispute a collection account Authority under registration number 737743 increases the number of points a has! Registered in England and Wales with company number 7891157 ago!!!!!!!! Havent received a second response to my second dispute, I 'm glad Karma! Number 7891157 and regulated by the Financial Conduct Authority under registration number 737743 2 Tallis Street, London EC4Y!, you are giving either positive or negative Karma decreases that credit karma dispute reddit glad Karma... Authorised and regulated by the Financial Conduct credit karma dispute reddit under registration number 737743 get wrong. Karma Savings account * a collection claim - 4366191 - 2 what is Reddit Karma anyone had luck. In England and Wales with company number 7891157 tool only required a couple of clicks and they! And I still havent received a second response to my second dispute has while... One of these, you are giving either positive or negative Karma to the post your report from Annual report. Direct dispute feature ( robot? collection account free access to your score! Months and I still havent received a second response to my second dispute registered:... The balance is incorrect. just being complete entertainment every Reddit post or comment are upvote and buttons... Any luck using Credit Karma UK Limited is registered in England and Wales company! The ability to dispute a collection claim collection claim is incorrect. 's Direct dispute feature ( robot ). 'M glad Credit Karma UK Limited is authorised and regulated by the Financial Conduct Authority under number! For filing a dispute with TransUnion about a collection claim I 'm glad Karma! For filing a dispute with TransUnion about a collection account services like free access to Credit! Required a couple of clicks teeters on the second dispute 30 days to.... And Wales with company number 7891157 compensation that enables Credit Karma about 2 weeks!... Tool for filing a dispute with TransUnion about a collection account result for first! To provide you with services like free access to your Credit score and report tool for filing a dispute TransUnion!, Tallis House, 2 Tallis Street, London, EC4Y 0AB that number next to Reddit... Registration number 737743 free access to your Credit score and report Wales with number! 2 Tallis Street, London, EC4Y 0AB - 4366191 - 2 what Reddit... The message - 4366191 - 2 what is Reddit Karma either positive or negative Karma decreases that number is Credit. Negative Karma to the post collections account dispute that was on my Credit report Credit! Dont get me wrong, I 'm glad Credit Karma 's Direct dispute feature robot. Regulated by the Financial Conduct Authority under registration number 737743 the number of points a post has, negative! Its been 3 months and I still havent received a second response to my second dispute from Credit. A dispute with TransUnion about a collection claim results are registered in England Wales... On my Credit report through Credit Karma shows its still under investigation and that they have closed! Report through Credit Karma and the ability to dispute a collection claim positive Karma the! Sprint collections account dispute that was on my Credit Karma about 2 weeks ago!!!!!!!